DISCLAIMER:
By purchasing any of the products or services on this list, you affirm that you understand and agree with the following statements:
Terri Bailey CHATs and Ndiza make no definitive guarantees about outcomes and are not liable for issues that arise after purchase and use. By purchasing and using these products, the buyer assumes all liability and releases Terri Bailey CHATs and Ndiza from all liability, blame, and responsibility.
All readings, coaching, consultation and divination sessions, healing sessions, and class/workshop participation are for persons 18 years or older.
Client/purchaser assumes all responsibility and risks of one’s person, body, decisions, physical condition, mental health, medical treatment, death, injury, illness, personal property, emotional health, or disability during and after spiritual readings, healing sessions, counseling sessions, classes/workshops, seminars.
Terri Bailey CHATs and Ndiza are not responsible for any actions or non-actions you may make as a result of any of our services.
Any information given is not meant to replace legal, medical, psychological, or any other professional service. While we strive to use our best abilities to provide helpful information, accuracy cannot be guaranteed, nor can any particular outcome be guaranteed. The advice we give you is there to bring guidance, clarity, and direction; we all are given “free will – free choice”; therefore, it is up to the client to be responsible and accountable for using the information to make decisions that best suit them in their life.
All services or materials are for entertainment purposes only.
Terri Bailey CHATs and Ndiza reserves the right to deny service to anyone.